What Is the Difference Between a Charge Card and a Credit Card?
A Credit Card is bad.
A Charge Card is good.
Well, it's more grey.
A #chargecard is like the "dog house" version of a credit card…you have to pay off the balance every month. You cannot carry a balance. Repeat for our credit heavy nation…you hold the cash – or debit and you pay the whole balance every month.
You can use a credit card like a charge card but you CAN carry a balance – and the amount you can carry is your line or credit…if you used a credit card LIKE a charge card then you can increase your line of credit…but if you pay it off every month you don't need more credit.
You might need a l o n g line of #credit for things like home loans, personal loans and car loans, though.
Most people are sheep — and can make mistakes by following a poor idea.
It’s a little different to come straight from High School into a higher education program, rather than feeling “over the hill”. You feel like your options are limited when it comes to going back to school, but that is not the reality! We are not talking about putting yourself in tens or hundreds of thousands in debt here. We are talking about real, viable options for you. To better your future and widen your horizons.
Not only does a higher education give you more options, it allows you to build confidence in your own life. It allows you to move forward in your current career or reach those dreams you have always aspired to. Whether you just never had to opportunities to obtain those dreams, or you had an obstacle put in your way, hindering you from those goals, take this as a sign to re imagine and reassess your options.
Of course, this will be mentioned. It is proven that people with a bachelor’s degree make 84% more over a lifetime than high school graduates according to LA Times. A college degree could be the boost to move you up in the company that you are already in. Or be the thing that switches you into your dreams that you never thought would be a reality.
Not only will the money be a boost to your wallet, it will be a boost to your confidence. Higher education can put you in a position to be living much more comfortably and providing for yourself or your family. This confidence that comes from knowing that you worked hard to put yourself in a place to provide for your life, as well as being happy in the career that you are in, will fulfill your life in new an exciting ways. All you have to do is try! You can achieve your dreams!
Its entirely possible that the reason you haven’t thought about Higher education till now, is because you have spent a large amount of your life putting other people’s needs before your own. This trait is incredibly admirable. But the people who have it often forget, that sometimes to put others first, they must invest in themselves. Like my Grandma says, “You can’t poor out of an empty vessel.” So fill your self with knowledge and resources! So that you can keep bettering the world.
Have you ever thought about your connections? The people that you can reach out to when you need them, or when someone you care about is in a pinch. Reaching for a higher education broadens your horizons greatly when it comes to resources and connections. The connections in your life are HUGE in getting new opportunities and putting yourself in a place to succeed in all of the things you hope to attain.
Now, don’t panic. All of the opportunities sound amazing, and all of these reasons are valid, but how will you find the money? How will you find the time? Working higher education around your already full and adult life sounds like a messy situation. Wait. There are resources specifically for people like you! People in a tricky situation that need help bettering their lives. Find the right degree for you.
Keep fighting. Keep striving for better. Better your life, and attain your dreams.
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Friendly Reminder! You Don't Have To Keep A Balance On a Credit Card To Build Credit!
It's a #myth! Busted.
Sometimes when we let others handle our books, we OUT-OF-SIGHT-OUT-OF-MIND !
With #CBB you can always SEE your books, like a pocketbook, taking it with you where ever you go.
Try not to carry that balance around either!
Don't burn your money on interest, buddy.
How to Conduct the Burning Money Experiment. The ‘burning money’ experiment is a fun and educational experiment where you set money on fire without burning it! This is bound to impress others. Make a solution of water and rubbing alcohol….
ShareFollow UsID Theft is the hidden snake in the grass when it comes to being a functional adult in the U.S. today. It can sneak up when you least expect it and change your life entirely. That is why it is so important to protect yourself from this low lying, but dangerous threat. 1) It […]
We Live in A 2nd Amendment Nation Where Maybe Your Additional Defense To Violence Is Ultimate Identity Protection
We live in a nation where citizens with #mentalillness, apparently disenfranchised and offended by displays of strides in social justice…can easily get a gun – even with strict gun laws.
We live in a nation where people like that want to protect rights to bare arms, but maybe not bare your arm skin next to a person of the same sex.
Other signs, having to do with IDENTITY, would have shown that #Omarmateen was not fit to own a gun.
Perhaps the Universal Background Check would eventually contain more "signs"…clues to mental instability, things you've said online, people you have called…
In the light of the events in Orlando Obama is pushing for a solution like a universal background check.
Some states already have them…and with more seemingly necessary regulation…
You can benefit from protecting your identity so that report…reflects what you actually did. Protect your identity from people looking to use their own lives, and other people's lives to express anger about some ideas they disagree with.
Protect your identity because maybe just maybe phone calls that are made just SAYING something IN YOUR NAME is actually a good indicator of trouble. Maybe officials could use that to the advantage of 50 dead and 53 wounded, like in Orlando. Maybe you could use #UIP so that you can keep your identity clean.
Ultimate Identity Theft Protection sends sincere condolences to the loved ones of the injured and lost at the hate of Omar Mateen.
ShareFollow UsThe Orlando shooting by terrorist, auto-matic gunman Omar Mateen brings up a lot of questions if you think critically. If not…just read. Gun Control: “Good Guys” V “Bad Guys” For Gun Control everyone wants to keep the weapons out of the hands of the dangerous. Some, like Trump, too many probably, think that a […]
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Millennials Are Making A Tragic Mistake With Their 401(k)s
Instead of letting their #401(k) gathering all the money-blood than can over the lifetime of your career. Millennials get analytical like they do – look at their losses some quarter and pull the money, bleed-out. This will bite them later on.
Here's an alternative idea. Frustrated with the current returns on your get-old-well fund? Turn it into a self-directed #IRA and use that to purchase real estate…the return on the property when you flip it…if you flip it…or the rent monthly goes into the account. You just bought something concrete that reads as part of the net-worth of the account, still collecting…as it sits collecting either worth in that bull market appraisal…or collecting rent as well capitalizing on your return down you old, wiser road. You baller.
Millennials are showing us what not to do with their 401(k), and here’s a smarter option if you use these secrets to your benefit!
Are You Making The Same Mistake With Your 401K Like Most Millennials?
The mistake is simple: they don't have one.
The kids are out the house, graduating college…thinking about mortgages, marriages and kids and 'parallel careers'…all those jobs.Most Millennials are not thinking about #retirement. Many #millennials work part-time, at multiple jobs…and part-time careers do not always offer a 40lk. Part might be a general apathy in Millennials and throwing their money down the tube of student loans is depressing.
But a #401k would be pretty great for that mental health, and obviously for retirement.
Less fun now for some food later.
What a drag.
Making your bookkeeping an automated responsibility is just as easy for a 401k. #CBB can track it for you!
The Best Way to Get Involved In Real Estate Investing, Is With The Complete Real Estate Site
You read that correct in the title. If you're even the slightest bit interested in real estate or investing in some form of real estate, go straight to the #completerealestatesite and get started. Become a "Real Estate Guru" by learning the up's and down's and left's and right's of everything real estate. The site will walk you through it too! Too easy!
The Complete Real Estate Site should be your go to website for all people who are interested in anything real estate. Click here for more information!
Some Of The Wisest Choices Come In Dreams
Tossing and turning over how to invest that tax return? Return on Investment? Return my taxes…Invest the taxes, tax the investment, vest in cement?
A Gallup Poll is in!
35% of Americans want to FIRST invest in real estate. UNLESS they are younger than 30, and are more likely to favor SAVINGS as their first choice. Visit our affiliate #hopetoown
Looks like the millennial generation is saving for some kind of down pay… pay for somewhere to sleep… invest those taxes, tax the investment, pay to make money, make payments with mint …. zzz!
SWEET DREAMS, happy investing.